Financial Health
Planning for the future takes focus and planning. Whatever your goals may be—whether it’s exploring the world, starting a new business, or simply enjoying quality time with your loved ones—take advantage of your Cision benefits to pave the way toward achieving those goals.
Cision Group Personal Pension Plan
Cision provides a defined contribution pension plan through Legal & General, which allows you to save and invest for retirement. Your pension fund also provides your loved ones with additional security. If you should die before you retire, the full value of the fund will be paid to your beneficiaries, typically free of tax.
Eligibility
To be eligible, employees must:
- Be aged 22 or over
- Be under the State Pension Age
- Work or usually work in the UK
Automatic enrolment: Opt-In
Cision offers an automatic enrolment pension scheme in accordance with the requirements of Pension Act 2008. All new joiners are auto enrolled in the first month of their employment to be part of Cision’s Group Personal Pension Scheme at the rate of 5% employee and 5% employer.
If you wish to start contributing sooner you can log into Zest and request to Join.
Please remember: If you wish to ‘opt out’, you will need to do so by visiting Zest > My Pension > Opt Out.
Contributions: Yours and Cision’s
Employees must contribute a minimum of 5% of their base salary to receive the 5% contribution from Cision. You can opt to contribute at a higher level if you wish.
In addition, your contributions are made via Salary Sacrifice which helps us save on our employer National Insurance (NI) contributions, and we will pass back 50% of our employer NI saving, increasing your pension scheme contributions significantly.
Making contribution changes
You may increase your personal contribution at any time during the year by visiting Zest > My Pension > Pension Information.
Get In Touch
Register Online: legalandgeneral.com/workplace/c/cision/
Contact: If you have any questions and want to talk to L&G about your Cision Pension Plan, please get in touch with them.
Email: employerdedicatedteam@landg.com
You can call their helpline on 0345 070 8686 – open between the hours of 8.30am and 7pm Monday to Friday.
If you want to make changes to your policy, you can do this by logging in to Manage Your Account, which will enable us to prioritise customers with the most urgent needs.
Signing up online is one of the quickest and most convenient ways that you find the information you need about your pension, savings or investments. To register for Manage Your Account, all you’ll need is your pension account number which you’ll find on your pension documents including your annual statement.
Once online, you’ll be able to search our help and support and frequently asked questions, which may help to answer your query immediately.
Health Care Cash Plan
Our Healthcare Cash Plan provides you with help towards the cost of everyday health care expenses. Benefits covered include dental, optical, physiotherapy and a health & wellbeing benefit that covers a vast range of complementary therapies.
Here’s what you need to know about your health cash plan, provided by Medicash:
- Cision provides you with Level 1 cover from the start date of your employment.
- You are not eligible for the Cision covered benefits if you are covered by Cision’s PMI policy. However, you may elect to purchase cover if you wish.
- You have the option to add your partner and/or upgrade your level of cover at your own cost. Premiums will be deducted from your monthly salary.
- Up to four children under the age of 24 can be added to the plan for free. Covered children share an annual limit between them.
- Dependents can be added but only as a new joiner or during the annual enrolment window, and they must be on the same level of cover as the employee.
- Please be aware that once you have selected this benefit you will not be able to make any change until the next annual enrolment window.
- As this is a benefit in kind, you will be taxed on the premium the Company pays towards your cover, which is taken at source through your monthly payment.
- Benefits cease when you are no longer an eligible member of the scheme and/or when you cease to be an employee of Cision.
What action do I need to take?
If you do not select this benefit in your new joiner selection window you will not have an opportunity to do this again until the next annual enrolment.
Important: your dependents are not covered until you add them to the plan in Zest.
Maximum Amounts Medicash Will Pay
Here are the maximum amounts that Medicash will pay if you receive any of the listed cash plan benefits. The amount that Medicash pay will never exceed the charges that you have paid.
Making a claim is quick and easy with Medicash
Using the My Medicash App is the easiest way to make a claim.
Simply download it from the App Store or Google Play, enter a few details and you’re all set to make the most of your health plan. You can even submit your claims directly through the app in just a few minutes.
Claim online
Don’t have a smartphone, or would prefer to submit your claims from your laptop or computer? Don’t worry, you can still submit your claims online. You’ll just need to have copies of your receipts saved to your computer before you start. Start claim here.
Download a Claim Form
If you are not able to claim via the app or online you can choose to download a claim form and send this in by post. Please note, claim turnaround times are based from the date your claim form is received, not the day that you post it. Download form here.
Contact
Claims 0151 702 0265
General Customer Service 0151 702 0265
Email claims@medicash.org
If you are enquiring about a current policy please include your name, policy number, date of birth and the first line of your address.
Our telephone opening hours are 8am to 5pm Monday to Friday (except public holidays).
Life Assurance
Nothing in life is guaranteed and Life Assurance makes sure that you are prepared for anything unexpected in life.
In the unfortunate event you pass away while working for Cision, your chosen beneficiary will receive a one off, tax-free, lump sum payment of four times your annual basic salary (up to the age of 75). The cost of the benefit is paid by Cision and there are no Income Tax or National Insurance liabilities and/or issues.
What options are available?
The standard life assurance provided by Cision is in amount of 4 times your annual salary.
You may choose to purchase a higher level of cover, in exchange for a reduction in salary (salary sacrifice). This means that your gross salary reduces in return for a benefit.
As you automatically receive this benefit upon joining Cision, you will need to ensure you have named beneficiaries in Zest. You can amend your instructions as often as you need.
Steps to update your beneficiaries in Zest
Follow the steps below to access your account using the provided credentials.
- Navigate to cision.okta.com/app/UserHome using your preferred browser
- Zest will show up as a tile under “My Apps”.
- Navigate to my beneficiaries (refer to photo below)
- Update and save your beneficiary information.
Contact
Group Client Service
AIG Life Limited
The AIG Building
58 Fenchurch Street
London
EC3M 4AB
Telephone: 0330 303 9972
(Calls are charged at standard rates from a BT landline but may cost more via mobiles and other networks).
Email: groupclientservice@aiglife.co.uk
(They are open Monday to Friday, 9am to 5.30pm except bank holidays. Please note these opening hours are UK local time.
For more information, please review the AIG Technical Guide and the AIG Life Assurance Terms and Conditions.
Discount Dining (Taste Card)
Taste card is a benefit that allows you to join the UK’s largest dining club with 2.5 million members for great savings. Get 2 for 1 meals, 50% off food, 25% off the total bill, 50% off pizza delivery, up to 20% off retail, discounts on cinema tickets, attractions and more.
All employees will receive a digital membership at the start of the month following their start date.
Once you receive your membership email, you can download the tastecard app, add your details and start saving!